The Effect of Interest and Non-Interest Income on the Profitability of Banks in Nigeria

Obadiaru, Eseosa David and Ogunyemi, Ayobami Elizabeth (2024) The Effect of Interest and Non-Interest Income on the Profitability of Banks in Nigeria. International Journal of Research Publication and Reviews, 5 (2). pp. 317-322. ISSN 2582-7421

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Abstract

International Journal of Research Publication and Reviews, Vol 5, no 2, pp 317-322 February 2024 International Journal of Research Publication and Reviews Journal homepage: www.ijrpr.com ISSN 2582-7421 The Effect of Interest and Non-Interest Income on the Profitability of Banks in Nigeria 1Obadiaru Eseosa David, 2Ogunyemi Ayobami Elizabeth Department of Accounting, College of Business and Social Sciences, Landmark University, Omu-Aran, Nigeria ABSTRACT The study focuses on the analysis on the impact of interest and non-interest income on profitability of Money deposit banks in Nigeria. Secondary data was used for the study and were gotten from annual reports of the selected banks. The study spans a period of 12 years from 2010-2021. Descriptive and inferential statistics were used to analyze the data. generalized linear model (GLM) were used in testing these hypotheses. The findings of the study include that there is a significant relationship between interest income and profitability and an insignificant relationship between non-interest income and profitability. The study recommends that banks should make policies that will attract both interest and non-interest income to the banking industry in Nigeria

Item Type:	Article
Subjects:	H Social Sciences > HF Commerce > HF5601 Accounting H Social Sciences > HG Finance
Divisions:	Faculty of Law, Arts and Social Sciences > School of Management
Depositing User:	MR ESEOSA OBADIARU
Date Deposited:	22 Mar 2024 09:49
Last Modified:	22 Mar 2024 09:49
URI:	https://eprints.lmu.edu.ng/id/eprint/5528

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